If you’ve recently been in a car accident, you’re feeling all sorts of emotions from fear and anxiety to anger and frustration. It’s hard to think clearly at such a time, so you may not even consider asking yourself whether your car accident voids your warranty. Luckily for you, Advantage Collision has thought through this question and has done the research for you. We know that being involved in an auto accident is a stressful time. There are so many decisions to make, from getting medical attention to working with insurance companies and fixing your car. We are here to help in any way that we can, including letting you know more about how your accident may affect your warranty.
What Is a Car Warranty?
Let’s start with the basics. A warranty is similar to insurance. You pay an initial or ongoing amount to have the peace of mind that comes with knowing that if something happens to your car, the warranty will pay for it. A car warranty, specifically, is a contract between you and the manufacturer of your vehicle in which the manufacturer guarantees to cover the cost of repairs or replacements so long as you hold up your end of the agreement. Generally, a car warranty covers three years or up to 36,000 miles, but each warranty is different, so it is best to check your specific contract for the length of coverage.
Are All Accidents Equal?
Whether or not your warranty is voided by the car accident depends on how badly it was damaged. All car accidents are not equal. Fender benders and accidents with minor damage don’t affect your car’s title, but accidents in which the car is severely damaged and declared a total loss results in a salvaged car title. Unfortunately, warranties are completely void if the car obtains a salvage title.
If the car accident didn’t produce enough damage to the vehicle to affect the title, then the warranty should stay in effect. Warranties cover cars with clean titles, so if the accident doesn’t affect the title, then it shouldn’t affect the warranty.
How Do I Avoid Further Warranty Issues?
To make sure your warranty stays in effect, you can do three specific things:
1. Take good care of your vehicle. Warranties require you to maintain the car with regular servicing. This means getting your oil frequently changed, having the tires rotated when recommended, and generally making sure your car is functioning properly through regular maintenance.
2. Keep records of any work done on your car. It is always helpful to keep a file of receipts of any service you have done on your car so you can provide proof that you have been taking good care of it, as required in the warranty. Hold onto those receipts! Keeping them in an envelope with your car’s registration and insurance is an easy way to make sure you always have them on hand.
3. Read your owner’s manual to find out what your warranty doesn’t cover. Each car warranty is unique, so scanning the details of your manufacturer’s warranty is helpful in knowing which repairs are not covered and how you can avoid warranty issues in the future.
Hopefully, the information above can help you when trying to understand how your warranty is affected by a car accident. At Advantage Collision, we stand ready to help you maintain or repair your car so it can be in top condition. The better you take care of your vehicle, the more likely your warranty will cover it if any damage occurs.