Your insurance premium is entirely contingent upon a variety of factors. Different insurance companies offer different types of rewards and penalties depending on your crash history, driving record, and a myriad of other factors including whether or not you’ve graduated from college. Regularly shopping around for better deals and premiums can save you quite a bit of money, but what insurance company is the best at handling claims?
Various companies are more or less likely to offer fairer payouts. Some insurance companies have better customer support or provide better rewards and discounts. Periodically weighing your options can potentially offset the rising costs of premiums and help alleviate any financial hardship you may be experiencing. If you’re looking for better car insurance, we have compiled some of the best insurance companies that have a reputation for handling claims the right way.
Looking To Get The Best Bang For Your Buck? These Car Insurance Companies Are The Best At Handling Claims
There are a variety of factors that come into play when deciding on an insurer. Premiums costs, customer service, and discounts are essential. However one of the most important factors is where your insurer sends you in the unfortunate event of a crash. Some insurance companies may send you to a shop in a direct repair program that uses cheaper replacement parts. Below is a list of companies that work hard to ensure that you receive the best attention and customer service after a car crash.
Amica Insurance: This insurance company has been top rated by ConsumerReports since 1999. Amica is a relatively inexpensive and offers dividends to its consumers in the form of rebates, saving them on average 20 percent. Amica not only handles claims like pros but provides a series of rebates to its consumers.
Geico: Geico is the second largest insurance company in the nation, and according to various studies, leaves its consumers “Very Satisfied” overall. Their premiums are often in the middle compared to the five largest insurance companies, however, they are prompt and responsible when handling insurance claims. Due to its reputation, Geico has a reputation for ensuring that its consumers get the most out of their claims.
USAA: USAA offers some of the lowest premiums to its consumers compared to larger insurance companies like Geico, State Farm, Progressive, and Allstate. Not only are they affordable, but they have a reputation for being helpful with claims. In fact, they have been one of the top-rated insurance companies since 1999, but they only offer their services to members of the U.S. military, honorably discharged veterans, or those who have family members insured by USAA.
Weigh Your Options Before Choosing An Insurer
All of the companies listed are highly regarded, but the policy that works best for you and your potential claims is contingent upon a variety of factors. Make sure you do your research before settling on an insurance company.